You are eligible for Plan W (Plan Wellness) if you are: A Status First Nations person in British Columbia, and Enrolled with the First Nations Health Authority (FNHA) benefits program If you meet both of those criteria, Plan W provides PharmaCare coverage with: $0 deductible 100% coverage on eligible medications, over-the-counter products, and medical supplies Access to certain pharmacy services, with Special Authority available for some items If someone is unsure whether they’re enrolled, they

Calendar Year vs. Plan Year Deductible - Health Benefits Associates