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The FSA offers several different loan programs depending on your situation. Direct loans are issued directly through the FSA and require at least three years of farming experience. Guaranteed loans, on the other hand, do not have that experience requirement. With a guaranteed loan, the FSA backs a portion of the loan while a private lender provides the funding. To pursue a guaranteed loan, you’ll want to contact a preferred FSA lender in your area. In our region, that lender was AgCredit. Common
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